During loading, the system reads the remittance file to look for unrecognized codes or characters. Which action describes this step?

• A. Archive the remittance file
• B. Validate against bank rules
• C. Post to accounts
• D. Reads the file to look for unrecognized codes/characters

Answer: (D)

During loading, the system performs data validation by reading the remittance file and checking for codes or characters that aren’t recognized by the remittance format. This step ensures the incoming data matches the expected structure and element definitions, so only valid codes proceed into processing. Detecting unknown or invalid characters helps catch mistakes or file corruption early, preventing misposting or mapping errors later. Archiving the file is about keeping a copy after processing, and validating against bank rules is a broader compliance check; the specific action described is simply reading the file to identify unrecognized codes or characters to verify data integrity at intake.